Coming soon · Lebanon & Iraq

Money between people. Made clear.

Split bills, track spending, settle in cash or digitally — across the currencies you actually use.

Omar paid $24.00
✓ Settled in cash
Hey, LaylaYour money is clear today.
L
Total balance
$1,284.50
≈ 114,962,750 LBP
USD LBP IQD
Activity
O
Omar owes you
Dinner · 2d ago
+$12.50
N
You owe Nour
Taxi · yesterday
−$4.00
The problem

Someone paid in dollars.
Someone paid in liras.
Someone wants to settle in cash. Someone forgets.

Money between friends gets messy fast. Rafiq keeps the full picture clear — in the currencies you actually use.

Built for the region

Designed for how money actually moves in Lebanon and Iraq.

3×
Currencies handled side-by-side — USD, LBP, IQD.
0
Banks required. Settle in cash or digitally, your call.
4
Steps from first expense to final settlement.
100%
On-device. Your money data never leaves your phone.
How it works

Four steps. That's it.

From the first dinner to the final settlement — Rafiq handles the math so the friendship doesn't have to.

01

Create a hangout

Name it, pick the currency.

02

Add people & expenses

Log who paid, in any currency.

03

View balances

Everyone's clear in one glance.

04

Settle up

Cash or digital — your call.

Saturday dinner
$86.40
4 people · split equally
Omar paid$42.00
Layla paid1,650,000 LBP
Nour paid$18.00
Omar gets back+$20.40
Split bills

No more “who owes who?”

Add people, add expenses. Rafiq does the math — even when the bill mixes USD and LBP on the same check.

  • Split across any mix of currencies
  • Fewest possible transfers
  • Share a clean summary
Exchange rate
89,500LBP/USD
● Editable · display only
Original1,625,000 LBP
Converted$18.16
Multi-currency

Every currency, clearly.

Rafiq never overwrites what you actually paid. Original amounts stay locked — conversions are display-only, and the rate is always visible.

  • USD · LBP · IQD side-by-side
  • Rates you set, not a surprise feed
  • Original amount preserved forever
April budget
$420
left this month
Salary$1,800
Fixed−$680
Daily spend−$700
Personal finance

Know what's left this month.

Log income, fixed costs, and daily spending. See what remains — no judgment, no lectures.

  • Remaining budget + burn rate
  • Category breakdown
  • Calm, data-first screens

Join the Rafiq waitlist.

Be the first to know when we launch. Early users get priority access in Lebanon and Iraq.

No spam. One email when we launch.